Beating Online Payday Loan Lenders at Their Own Game: Tips

* Take advantage of no-interest payday loans for new customers, just as long as you are absolutely sure you can pay them back on time or they'll go from free to expensive. After all, the biggest risk for any kind of cash advances are the enormous fees if you don't pay on time. If you can avoid paying interest, your problems are mostly solved.

* Make sure your online payday cash advance or loan lender is legit. Check to see whether the lender is a member of the Better Business Bureau--the site will display the logo prominently if the business is a member.

* Before you get your payday advance, create a quick budget for how you are going to pay the loan when it is due. Take into account any additional bills or expenses that will come up between now and payback day and between payback day and your next pay check.

* Mark the payback due date on your calendar, your computer at home, your computer at work, your cellphone, your refrigerator magnets--you get the idea. Online payday loans only become risky and expensive when you don't pay on time.

* Compare lenders' annual interest rates and fees. Make sure you know the exact cost of repaying the loan so you can make an accurate comparison.

Author :
Joel Walsh is a regular contributor to loan--online.com/">Online Payday Loans :loan--online.com.">http://www.payday-loan--online.com. Go to loan--online.com/">Online Payday Loans for tips on getting the best payday advances online.